How do I obtain compensation for physical property damage to my motorcycle?

In motorcycle cases, it is very important to keep and maintain your receipts for any custom work that you have had done to your bike. Typically, in the case of “total” losses in which the cost of repairs is more than the value of the motorcycle, insurance companies will offer to pay the “book” value on your motorcycle only. This value may be less than you expect, and it may not reflect custom work you’ve done or had performed on your bike.

In order to protect yourself and obtain the maximum value possible in motorcycle property damage matters, you will need to gather all of your receipts for any special or custom work on your bike. You’ll also need to gather receipts for other items damaged in the crash, including your helmet, expensive leather jackets, clothing or other items that have been damaged in the collision.